Financial Regulation in the UK

The role of the regulatory bodies in the UKService. They also help you on complaints about
Financial dealings is very important. We cannotsavings plan and accounts, stocks and shares, and
neglect their role in UK Finance. There are manytravel insurance. For more details on the types of
regulatory bodies for UK Finance and Auditing.coverage that is done by them you can visit their
Some of them are mentioned here.website. Before you approach them for resolving
A non-governmental independent organizationthe issues it is better you complaint to the
called the Financial Services Authority (FSA) isconcerned organization first. If the problem is not
available in the UK. This UK Finance company issolved by the organization then you can approach
funded by the financial services industry. Thethe Financial Ombudsman Service for assistance.
policies, plans, and rules of the UK FinanceThe public trust office is another regulatory body
company are transparent and open. It is fundedrelated to UK Finance that helps people to control
by the companies that it regulates. The websitetheir money and property. The audit commission
of this organization has information for consumersis another independent regulatory body that is
on their rights and regulation. It also givesresponsible for monitoring whether the public
information on the financial products available. Themoney is spent economically and efficiently.
financial services industry in the UK is regulated byEffective spending is monitored in government
FSA. They have enforcement powers andservices, housing and health services. Fire and
investigative powers. They have the power torescue services and criminal justice services are
regulate deposit taking, Insurance investments,also monitored for spending of the UK Finance.
and Mortgage lending and general insurance advice.The audit commission works closely with the
Financial Ombudsman Service is anotherDeputy Prime Minister's office, Department of
organization the helps the customers to solve anyHealth and the National Assembly for Wales. They
UK Finance disputes with the financial firms in UK.aim is to achieve excellence in their work. They
Complaints about Banking services, credits cards,support local democracy and public accountability.
endowment policies, health and private medicalYou can reach this office in Millbank tower,
insurance, mortgages, motor insurance, andMillbank, London. Visit their website for the latest
National Savings & Investments can be donenews and events.
with the assistance of Financial Ombudsman