Small Business Financial & Accounting (f&a) Offshore Outsourcing Cost

Fortune 500 companies have been off shoring theetc, then it is possible for offshore vendors to
financial and accounting business processes (BPO)directly access your accounting data directly from
to countries like India, Philippians, China, etc. Thesethe ASP vendor. In this case there is no need to
companies have big budgets and a big team ofuse secure FTP software.
consultants who analyzes the total cost and ROI3.4. Backup Server
of sending their financial and accounting work toOnce small businesses start digitizing their
the service providers in offshore locations. Thoughaccounting documents for their offshore vendors,
smaller companies have started off shoring theirthey need to start planning for the backup server
financial and accounting work to offshore locationsto backup all their accounting documents. Most of
but like big corporations small businesses do notthe small businesses will have this feature already,
have huge budget to hire consultants to identifyif not it is a good investment to have a backup
the total cost of off shoring their financial andserver to backup all their accounting and financial
accounting work to offshore locations. But smalldata from their main computer to the backup
businesses can still perform their due diligence inserver. For any business “Business
calculating total cost of their offshore engagementcontinuity” is a vital task and the backup
and gain critical knowledge in finding ROI ofserver will help the small businesses to recover all
sending their financial and accounting work tothe accounting data in case of main computer
offshore locations. In this report we will gofailure.
through all of the hidden costs of offshoring3.5. Additional Accounting software License cost
financial and accounting business processes.Small businesses use various accounting software
1. Different Costs of Offshoring Financial &packages like QuickBooks, MYOB, Microsoft Office
Accounting WorkAccounting etc, for doing all their accounting and
Small businesses mainly consider offshoring theirfinancial work. When they offshore the work the
work, they will consider only the hourly rate theyoffshore vendor will use the same accounting
need to pay to the offshore vendor for varioussoftware to do the work. It is very difficult for
accounting works like bookkeeping, accountsthe small businesses to find an offshore vendor
payable, accounts receivable, etc. There arewho already owns the licenses for all the
several other additional hidden costs small businessaccounting software. As described in the offshore
have to face in their offshore outsourcingaccounting models if small businesses decides to
engagement. Typically a small business goesuse Remote Server or ASP then there is no
through following offshore accounting work cycleadditional cost for small businesses. On the other
in their offshore engagement:hand if the small businesses decided to use
• Selecting an offshore accounting vendorSecure File Transfer then small businesses needs
• Sending the work to the offshore vendorto buy additional accounting software license for
• Answering questions for the offshore vendorthe offshore vendor to use. Small businesses will
• Receiving the finished work from theincur this cost even if they outsource the work
offshore vendorto onshore vendors. This cost is truly soley based
• Verifying the finished work from theon the accounting software package used by the
offshore vendorsmall businesses. Accounting software packages
• Monitoring the quality of the finished workcomes with various flavors types of software
from the offshore vendorlicenses like concurrent users, fixed number of
2. Cost of Selecting offshore accounting vendorusers, CPU based, Network based etc., Some
The cost associated with selecting an offshoretimes small businesses can completely avoid this
accounting vendor will be small compared to othercost altogether.
costs. Most of the time small businesses can find4. Managing Financial & Accounting offshore
a qualified offshore accounting vendor simply byvendor
searching in Google or by contacting other smallOnce you send your accounting and financial work
businesses those who are already using anto the offshore vendor, you need to constantly
offshore vendor, for detailed discussion on thismange and monitor the quality of finished work
topic read Offshore Accounting Success. This costthat comes back from the vendor. Initially you
is the one time cost and it will be similar tomay need a full-time person educating the
selecting an onshore vendor.offshore accountants and bookkeepers about
3. Cost of sending the work to an offshoreyour accounting process and preparing proper
vendorinstructions for them to follow in their work. Once
Small businesses must consider various types ofyou and the offshore team are comfortable in
cost like Scanner, High speed Internet, Backupthe working relationship then all you need is to
Server, etc, to send their financial and accountverify the work periodically. Basically you need to
documents to an offshore vendor, but the goodconsider the offshore team as your virtual team
news is that it will be a one time investment andand educate them in your accounting processes
most of the small businesses will have these inand procedures, once you are comfortable with
place already. There are three different offshoretheir work your own employee(s) will spend less
accounting models you can use to send yourtime with the offshore vendors.
accounting and financial work to the offshore5. Offshore vendor wage
vendors and for these you will incur following oneFor the accounting and financial work performed
time cost.by the offshore vendor, small businesses will pay
3.1. Scanner & Scanning softwareeither an hourly rate or a monthly rate to the
Most of the accounting and financial data will be inoffshore vendor. This will be the actual direct cost
your accounting software like QuickBooks,small businesses will pay to the offshore vendor
Peachtree etc, but there will be other documentsand all other costs are indirect cost of sending the
like Bills, Checks, Invoices, Goods received notes,work to offshore vendor. Typically the wage cost
etc will be on paper and these should be digitizedwill be 50-70% less than the cost paid to the
using a scanner and a scanning software toonshore accounting and financial vendor. For small
convert it into PDF documents which will bebusinesses this cost savings is one of the major
stored in your computer. Once the documentsreasons to use the offshore vendor for their
are in your computer then you can give accessfinancial and accounting work.
to the offshore vendor to view the PDFSmall businesses need to consider several costs in
documents or they can retrieve it from yourtheir financial and accounting offshore
computer to perform their work in the offshoreengagement. As shown in the table Small business
location.F&A offshore outsourcing - Fixed Cost Vs
Most of small businesses already have a scanner,Monthly Cost some of the costs are fixed and
if not a scanner (scanning software comes withsome of them are monthly expanses incurred by
the scanner) can be purchased for less thanthe small businesses. Among the monthly cost
$1000.00. The cost of the scanner will go uponly the offshore vendor wage is the direct cost
based on the volume of accounting and financialpaid to the offshore vendor. While performing
documents to be scanned in a given day. It will beROI analysis small businesses must consider all
a one time cost for the small business and alsothese costs to find the Total Cost of doing
by scanning all their paper based accountingbusiness with offshore vendors. As shown in the
documents; you can improve the efficiency oftable, for certain items finding out the exact cost
overall accounting process.may not be possible and it is highly based on the
3.2. High speed Internet Connection Costindividual small businesses and the type of
You need to have high-speed Internet connectionaccounting and financial work that has been sent
to send and receive the work to and fromto offshore locations. The total cost may not be
offshore location. Again all most all smalla fixed amount and it can change from month to
businesses already have DSL/T1 Internetmonth. For example in some months there will be
connection if not they can get a DSL Internetmore questions from the offshore vendor in
connection for $60-100/month.clarifications and in other months there will be less
3.3. Secure FTP softwarequestions, this cost will vary from month to
If small businesses are using Application Servicemonth.
Provider (ASP) like Quickbooks online, cpaasp.com,