Understanding the FDD

Franchise Disclosure Document (FDD), formerlyItem 6: Other Fees
called the Uniform Federal Offering Circular,Item 7: Estimated Initial Investment
(UFOC) provides prospective franchise investorsItem 8: Restrictions on Sources of Products and
with information about a prospective franchise.Services
Company history, background information, riskItem 9: Franchisee’s Obligations
factors and financial statements are just a few ofItem 10: Financing
the items covered.Item 11: Franchisor’s Assistance, Advertising,
To protect and inform the investor, the FederalComputer Systems and Training
Trade Commission (FTC) determined that aItem 12: Territory
standardized disclosure must be in place forItem 13: Trademarks
companies to offer their businesses as aItem 14: Patents, Copyrights and Proprietary
franchise. Because the format is standardized, itInformation
makes for easy side-by-side comparisonsItem 15: Obligation to Participate in the Actual
between companies.Operation of the Franchise Business
The FDD is provided to potential investors ofItem 16: Restrictions on What the Franchisee May
franchises. Which means that this document isSell
usually given to prospective investors who haveItem 17: Renewal, Termination, Transfer and
made efforts to qualify for any particularDispute Resolution
franchise.  Usually a dialog has been establishedItem 18: Public Figures
between the investor and the franchisor beforeItem 19: Financial Performance Representations
the FDD is requested.Item 20: Outlets and Franchisee Information
Regarding the format of the FDD. It consists ofItem 21: Financial Statements
cover pages, table of contents, main body andItem 22: Contracts
exhibits.Item 23: Receipts
The cover pages are straight-forward. TheyIn addition, there may be a number of Exhibits.
contain the name, address, contact informationThese may include:
and basic business information. It also stressesList of State Agencies/Agents for Service of
how the FDD should be used and where to go forProcess
additional help.  There is also a state cover pageFranchise Agreement with Exhibits
which informs the investor that there may beFinancial Statements
state franchise laws.  Additionally there is aLease
paragraph on Risk Factors. This area points outCollateral Assignment of Lease
potential risks inherent in the particular investment.Operations Manual
The table of contents simply list out the itemsList of Franchisees, Current and Former
that make of the body and exhibits of the FDD.Release
The main portion of the FDD is comprised ofAssignment of Franchise Agreement
twenty-three items.State Addendums
Item 1: The Franchisor and any Parents,Spousal/Partner Consent
Predecessors and AffiliatesTo be able to invest in any franchise business,
Item 2: Business Experienceyou will be required to have received the FDD. By
Item 3: Litigationfamiliarizing yourself with the format, you will have
Item 4: Bankruptcya better understanding of the franchise purchase
Item 5: Initial Franchise Feeprocess.