Real estate broker

A real estate broker is a party who acts as anTransaction brokers
intermediary between sellers and buyers of realSome state Real Estate Commissions, notably
estate and attempts to find sellers who wish toFlorida's after 1992 (and extended in 2003) and
sell and buyers who wish to buy. In the Unitedthe Colorado's [2] after 1994 (with changes in
States, the relationship was originally established2003), created the option of having no agency
by reference to the English common law ofnor fiduciary relationship between brokers and
agency with the broker having a fiduciarysellers or buyers. The transaction broker assists
relationship with his clients. Estate agent is thebuyers, sellers, or both during the transaction
term used in the United Kingdom to describe awithout representing the interests of either party.
person or organization whose business is toAs noted by the South Broward Board of
market real estate on behalf of clients.Realtors, Inc. in a letter to State of Florida
In the US, real estate brokers and theirlegislative committees [3]:
salespersons (commonly called "real estate"The Transaction Broker crafts a transaction by
agents") assist sellers in marketing their propertybringing a willing buyer and a willing seller together
and selling it for the highest possible price underand assists with the closing of details. The
the best terms. When acting as a Buyer's agentTransaction Broker is not a fiduciary of any party,
with a signed agreement, they assist buyers bybut must abide by law as well as professional and
helping them purchase property for the bestethical standards." (such as NAR Code of Ethics)
possible price under the best terms. Due to theThe result was that in 2003, Florida created a
importance of this role, most brokers that seeksystem where the default brokerage relationship
to play the role of client advocate are nowwas where "all licensees are operating as
seeking out the services of Certified Mortgagetransaction brokers unless a single agent or no
Planners, industry experts that work in concertbrokerage relationship is established, in writing,
with Certified Financial Planners to align consumers'with the customer" [4] and the statute required
home finance positions with their larger financialwritten disclosure of the transaction brokerage
portfolio(s). Without an agreement, brokers mayrelationship to the buyer or seller customer only
assist buyers in the acquisition of property but stillthrough July 1, 2008.
represent the seller and the seller's interests.In both Florida and Colorado's case, dual agency
In most jurisdictions in the United States, a personand sub-agency (where both listing and selling
is required to have a license in order to receiveagents represented the seller) no longer exist.
remuneration for services rendered as a realDual Agency
estate broker. Unlicenced activity is illegal, butDual agency occurs when the same brokerage
buyers and sellers acting as principals in the sale orrepresents both the seller and the buyer under
purchase of real estate are not required to bewritten agreements. Individual state laws vary on
licenced. In some states, lawyers are allowed tothis subject.
handle real estate sales for compensation withoutMany states no longer allow dual agency. Instead,
being licenced as brokers or agents.Transaction Brokerage (see above) provides the
The difference between salespersons and brokersBuyer and Seller with a limited form of
While some people may refer to any licensed realrepresentation, but without any fiduciary
estate agent as a real estate broker, a licensedobligations (see Florida law). Buyers and sellers are
real estate agent is a professional who hasgenerally advised to consult a licensed real estate
obtained either a real estate salesperson's licenseprofessional for a written definition of an individual
or a real estate broker's license.state's laws of agency.
In the United States, there are commonly twoIf state law allows for the same agent to
levels of real estate professionals licensed by therepresents both the buyer and the seller in a
individual states, not by the federal government:single transaction, the brokerage/agent is typically
Real estate salesperson: When a person firstconsidered to be a Dual Agent. Special laws/rules
becomes licensed to become a real estate agent,often apply to dual agents, especially in negotiating
he/she obtains a real estate salesperson's licenseprice.
from the state in which he/she will practice. ToIn some states (notably Maryland[5]), Dual Agency
obtain a real estate license, the candidate mustcan be practiced in situations where the same
take specific coursework (of between 40 and 90brokerage (but not agent) represent both the
hours) and then pass a state exam on real estatebuyer and the seller. If one agent from the
law and practice. In order to work, salespersonsbrokerage has a home listed and another agent
must then be associated with (and act under thefrom that brokerage has a buyer-brokerage
authority of) a real estate broker.agreement with a buyer who wishes to buy the
Many states also have reciprocal agreements withlisted property, Dual Agency occurs by allowing
other states, allowing a licensed individual from aeach agent to be designated as
qualified state to take the second state's exam“intra-company” agent. Only
without completing the course requirements, or, inthe broker himself is the Dual Agent.
some cases, take only a state law exam.Types of services that a broker can provide
Real estate broker: After gaining some years ofSince each state's laws may differ from others, it
experience in real estate sales, a salesperson mayis generally advised that prospective sellers or
decide to become licensed as a real estatebuyers consult a licensed real estate professional.
broker. Commonly more course work and aSomes Examples:
broker's state exam on real estate law must beComparative Market Analysis - an estimate of the
passed. Upon obtaining a broker's license, a realhome's value compared with others. This differs
estate agent may continue to work for anotherfrom an appraisal in that property currently for
broker in a similar capacity as before (oftensale may be taken into consideration (competition
referred to as a broker associate or associatefor the subject property).
broker) or take charge of his/her own brokerageExposure - Marketing the real property to
and hire other salespersons (or broker) licensees.prospective buyers.
Becomming a branch office manager may or mayFacilitating a Purchase - guiding a buyer through
not require a broker's licence. Some states suchthe process.
as New York allow licensed attorneys to becomeFacilitating a Sale - guiding a seller through the
real estate brokers without taking any exam.selling process.
A Realtor is a real estate salesperson or brokerFSBO document preparation - preparing
who is a member of the National Association ofnecessary paperwork for "Sale By Owner" sellers.
Realtors (NAR). All Realtors are brokers
salespersons, but not all brokers/salespersons areFull Residential Appraisal - but only, in most states,
Realtors.if the broker is also licensed as an appraiser.
Agency relationships with clients versusHome Selling Kits - guides to how to market and
Non-Agency relationshipssell a property.
Traditionally, the broker provides a conventionalHourly Consulting for a fee, based on the client's
full-service, commission-based brokerageneeds.
relationship under a signed listing agreement with aLeasing for a fee or percentage of the gross
seller or "buyer representation" agreement with alease value.
buyer, thus creating an agency relationship withProperty Management.
fiduciary obligations.Exchanging property.
However, in some states, a non-agencyAuctioning property.
relationship may be established by virtue ofPreparing contracts and leases. (Not in all states.)
transactional brokerage.