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The Future of the Luxury Housing Market in New York City

For a little over a year now, the strength ofMarket activity, by most accounts, has slowed
the New York City realestate market has beenover the past quarteror so, though prices
a stark contrast to the national market.have not dropped. Pricing in housing
Asthings worsened across the country, themarketsoften follows changes in the volume of
news  was  either  great  or  justactivity,  even  in  the  luxurymarket.
OK  for  New  York  City.Weighed against this change, however, is the
weak dollar, which hasdramatically increased
As the market finally started to show signsforeign  demand  for  luxury  New
of its own mortality towardsthe end of 2007,
the overall numbers were still fairlyYork  City  apartments.
positive. Theluxury housing market was
propping  the  rest  of the city's market up.In addition, the strong end-of-the-year bonus
season will continueto bolster the spending
Most luxury markets are typicallyplans of wealthy families in the city
well-removed from the business cycle,so itthroughoutmuch  of  the  year.
came as little surprise that, even in the
wake of the financialmarket's problems, theWith supply and demand both in relatively
luxury apartment market held up wellstrong places, it is difficultto see a severe
againstthe  national  downturn.drop off in prices in the luxury market. For
instance,the credit crunch, for instance, has
What was a surprise however, was just howled many banks to tighten theirlending
strongly  the  market  performed.standards, according to a recent study by the
Federal  Reserve.
Several new buildings full of luxury
Manhattanapartments opened, andaverage pricesHowever, few, if any, of those looking to
for  the  luxury  market  continued to climb.purchase luxury New Yorkapartments do not
have sufficient credit or collateral to
As the economy sinks further into asecure  aloan.
recession,  and  as  the  news  of
That's not to say interest rates will not
Bear Stern's demise spreads, worries areincrease, even in the wakeof the Fed's strong
beginning to mount over justhow long theinterest rate cuts. But it is unlikely that
luxury New York apartment market can keep itanincrease in rates will dramatically harm
up.demand for housing among thewealthiest
members of the world's richest city.



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