"Tis the Season" to Buy a Second Home!

Many people don't think about shopping for aprice.Some minor disadvantages of buying a
second home in these cold winter months,second home during the colder months can range
especially if they are looking to buyfrom discomfort of looking at homes (sometimes
waterfront. BUT if you are looking to get a littleunheated) in the colder weather, to not knowing
more of a bargain, then "Tis the Season" to bewhat the property actually looks like during the
shopping.Typically real estate slows down as thewarmer seasons. If you are looking to buy
months get colder. This is especially true at thewaterfront property, in most cases (in this region
beginning of the year, after the holidays haveof the U.S) the lakes and rivers can often be
passed and many peoples budgets are a littlefrozen over and you may not be able to get an
tighter. During this time many sellers will be moreidea of what the property might be like during the
flexible on their price, knowing that it's not thewarmer months. The key to this is to do some
prime season to sell.With second homes, manyresearch or have the seller (or real estate agent)
owners don't like the idea of having to pay forprovide some current photos of the property
the high cost of heating during these cold months,(and the waterfront) taken during the warmer
if the house isn't occupied. This is even more truemonths of the year. You'll have to be the judge
with the higher cost of fuel. Often owners will geton whether you are comfortable with the
the property winterized to save money whileinformation that is (or is not) provided, so that
others will often leave their homes (or cottages)you can make an educated choice on whether
lightly heated to prevent drywall from cracking oryou should entertain making an offer on a
to keep other things from shrinking or expandingproperty. Sometimes you may want to wait until
from the change in temperature.Also, with today'sthe spring to make your decision and hope that
job market (especially here in Michigan, with thethe property is still available at that time.As for
auto industry being in trouble), many people arethe advantages, you may be able to pick up a
looking to get out from under the extra paymentproperty at a much better price than you would
of a second home. If a second home ownerduring the prime selling season. Also, since the
experiences a job lose or cut in pay, they oftenmarket is slower during these months, there will
can't they afford to keep their second homebe less people looking at homes, therefore
mortgage. When this occurs, sellers canminimizing your chances of competing against
sometimes find themselves in a major financialother potential buyers. This creates a great
pinch. In some cases they may need to unloadbuyers market for you!So if you have been
that second home in a hurry to preventthinking about buying a second home, you may
foreclosure. Therefore, they are more willing towant to consider starting your search now. It
take a cut on the fair market value price tomay give you the leg up on getting a better deal
move the property more quickly.Another situationin the long run.Copyright 2006 Ivie Baker. You
that I often run into is a retired couple (or person)may republish this article in its entirety, only if you
deciding to sell their second home to get rid ofleave the author's note & website hyperlinks
the responsibility of maintaining two properties.intact.Ivie Baker specializes in waterfront and
This can often be a burden when health is failingrecreational properties. She has been with Kehoe
or they simply don't find the time or have desireRealty Inc since April of 1999 and is an
to visit their second home anymore. AnotherAccredited Buyer Representative (ABR). This
reason might be the need for the extra moneydesignation is a benchmark of excellence in buyer
because of the lack of adequate income fromrepresentation. She is also her own webmaster
retirement. Depending on their situation, they mayfor her real estate sites.
or may not be as flexible on their selling